Wealthsimple Cash and Card
The Wealthsimple Cash Account and Card offers a modern alternative to traditional chequing accounts in Canada — combining instant transfers, no monthly fees, and a prepaid Visa card that earns cash back on every purchase. Built by one of Canada’s leading fintechs, Wealthsimple Cash is designed for people who want a smarter, fee-free way to manage everyday spending.
Top Features of the Wealthsimple Cash Account & Card
- No monthly fees, no minimum balance, no overdraft charges
- Earn 1% cash back on all purchases made with the Wealthsimple Cash Card
- Option to invest your cashback into stocks, ETFs, or crypto directly through Wealthsimple
- Send and receive money instantly via the app (like e-Transfers, but faster)
- Use your card online or in-store wherever Visa is accepted
- Mobile-first experience with full transaction visibility and card controls
- CDIC-insured up to $100,000 through Canadian ShareOwner Investments Inc.
Why Choose Wealthsimple Cash and Card?
Wealthsimple Cash offers a modern banking experience, combining the flexibility of a debit card with the rewards of a credit card, all managed from your phone. With real-time transfers, 1% cashback, and no banking fees, it’s a powerful tool for Canadians looking to simplify their finances.
Get Started with Wealthsimple Cash Today
Open a Wealthsimple Cash Account in minutes, get your free prepaid Visa card, and start earning 1% cash back on every purchase. Manage your money, send payments instantly, and invest your rewards — all in one sleek app.