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TD First Class Travel Visa Infinite

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The TD First Class Travel Visa Infinite Card is a top-tier Canadian travel rewards card designed to give you maximum value on travel spending, flexible point redemption, and premium Visa Infinite benefits. With high earn rates, comprehensive travel insurance, and exclusive access to Expedia® For TD, it’s an excellent choice for frequent travellers and reward seekers alike.

Sign-Up Bonus: What You Can Expect

The sign-up bonus for the TD First Class Travel Visa Infinite card claims to offer $700 in value, which includes 75,000 TD points and a waiver of the annual fee for the first year if you apply by September 3, 2024. But let’s break this down further.

  • 75,000 TD Points: This amount is worth approximately $375 if redeemed through Expedia for TD. However, to earn these points, you need to make an eligible first purchase and spend $5,000 within the first six months.
  • First-Year Rebate: The $189 rebate for both the primary and supplementary cardholder accounts for part of the sign-up bonus.
  • Travel Credit: You receive a $100 TD travel credit for your first eligible travel purchase of $500 or more through Expedia for TD. However, this perk is more of an annual benefit rather than a true sign-up bonus.
  • Birthday Bonus: An additional $50 birthday bonus adds a nice touch, but again, it’s not a one-time sign-up perk.

Travel Insurance and Visa Infinite Benefits

One of the strongest features of the TD First Class Travel Visa Infinite Card is its comprehensive travel insurance package. Cardholders are covered for trip cancellation, interruption, delayed flights, baggage delays, and even emergency medical coverage out-of-province. These benefits can save travellers hundreds of dollars in unexpected expenses. Additionally, Visa Infinite perks include concierge service, exclusive hotel benefits, and access to special dining and entertainment experiences—making your travel smoother and more rewarding.

Flexible Redemption Through Expedia for TD

The partnership with Expedia for TD is a game-changer for cardholders. It allows you to redeem your TD Points directly for flights, hotels, car rentals, vacation packages, and more. Every 200 TD Points equals $1 in travel credit, with no blackout dates or seat restrictions. Unlike some travel cards tied to airline programs, this flexibility gives you more control over how and when to use your rewards, making it ideal for both last-minute trips and long-term planning.

Why Choose the TD First Class Travel Visa Infinite Card?

The TD First Class Travel Visa Infinite Card combines high rewards on travel, daily spending categories, and flexible redemption options — all while offering peace of mind with comprehensive travel insurance and Visa Infinite perks. If you want to maximize travel value without loyalty program limitations, this card delivers.

Comparative: TD First Class Travel vs. Competitors

FeatureTD First Class Travel Visa InfiniteScotiabank Gold American ExpressCIBC Aventura Visa Infinite
Annual Fee$139 (rebate in Year 1)$120$139 (rebate in Year 1)
Welcome BonusUp to 100,000 TD PointsUp to 40,000 Scene+ PointsUp to 35,000 Aventura Points
Travel Booking PlatformExpedia® For TDScene+ Travel / Any providerAventura Travel / Any provider
Travel InsuranceExtensive, including trip cancellationComprehensive coverageStrong coverage with travel accident
Foreign Transaction Fee2.5%0%2.5%
Rewards on Travel Purchases8 TD Points per $1 via Expedia for TD5x Scene+ Points on travel2x–3x Aventura Points
Redemption FlexibilityBest value via Expedia for TDFlexible: flights, statement creditFlexible: travel, gift cards, etc.
Virtual Card AccessYes (via TD App)NoNo
Minimum Income Requirement$60,000 (individual)$12,000 (very accessible)$60,000 (individual)

Conclusion

The TD First Class Travel Visa Infinite Card is a strong contender for Canadians who want premium travel benefits without sacrificing flexibility. With a generous welcome offer, high earn rates, and robust insurance coverage, it suits frequent travellers looking to get more from every dollar spent. Whether you’re booking with Expedia for TD or enjoying Visa Infinite privileges, this card delivers consistent value across the board in 2025.

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