President’s Choice Financial World Mastercard

Publicidade

Publicidade

In this blog post, we’ll help you determine whether the President’s Choice Financial World Mastercard is the right fit for you. We’ll cover its key features, the welcome bonus, exclusive perks, points accumulation, and how to estimate your potential benefits.

Understanding the PC Insiders World Elite Mastercard

The PC Insiders World Elite Mastercard is a premium credit card with a $120 annual fee. It offers a range of exclusive perks and enhanced rewards for those who frequently shop at President’s Choice affiliated stores.

Welcome Bonus

The card offers a guaranteed welcome bonus of 40,000 points ($40) after making any purchase within the first 90 days of activation. This immediate benefit is an attractive incentive for potential cardholders.

Advertisements
Advertisements

Exclusive Perks: PC Express Pass

A standout feature is the annual PC Express Pass (valued at $99 plus tax), which covers grocery delivery and curbside pickup fees at various PC stores. If you already purchase this pass or frequently use these services, the card’s value significantly increases.

Earning Bonus Points

The card offers enhanced points accumulation on essential spending categories:

  • Grocery: 40 points/$1 (vs. 30 points/$1 on the regular PC Mastercard)
  • Gas: 50 points/liter (up to 70 points/liter with monthly spending over $150)
  • Drugstore (Shoppers): 50 points/$1

You’ll continue to earn 10 points/$1 on all other spending.

Advertisements
Advertisements

Estimating Your Potential Benefits

To calculate your potential benefits, estimate your annual spending across different categories and factor in the enhanced points accumulation. Don’t forget to include the welcome bonus and any additional points earned through the PC Optimum program.

The PC website offers a calculator to help estimate your potential benefits based on your spending habits.

Experiment and Re-Evaluate

Use the card for six months to track your actual benefits and rewards. This will give you a clearer picture of the card’s value in real-life scenarios.

After six months, revisit your assessment and decide if the annual fee is justified by the rewards you’ve earned.

Making Your Decision

Weigh the accumulated benefits, rewards, and perks against your spending habits and lifestyle. If the card aligns with your financial goals and usage patterns, it could be a valuable addition to your wallet.

LEARN MORE

You will be redirected to the bank’s website