Home Trust Secured Visa
The Home Trust Secured Visa is one of the most trusted credit-building cards in Canada, ideal for individuals who want to establish or rebuild credit without facing high fees or harsh approval criteria. Backed by a security deposit, this card provides access to the Visa network while helping you create a positive credit history over time.
Top Features of the Home Trust Secured Visa
- Guaranteed approval (subject to ID and income verification)
- Choose your credit limit from $500 to $10,000, based on your deposit
- Reports to Equifax and TransUnion to help build or improve your credit score
- No annual fee option (19.99% interest)
- Low interest option: 14.90% with a $59 annual fee
- Use it online, in-store, and internationally — wherever Visa is accepted
- No monthly or hidden fees
- Refundable deposit if you close your account in good standing
Why Choose the Home Trust Secured Visa?
With flexible approval, no hidden fees, and the ability to choose your credit limit, the Home Trust Secured Visa is one of the most accessible and trusted credit-building tools in Canada. Whether you’re starting from scratch or getting back on track, it gives you the foundation to improve your credit — with the flexibility and security of a Visa card.
Apply for the Home Trust Secured Visa Today
Take control of your credit future with a secured Visa card that works for you. Apply now, choose your credit limit, and start building better credit with no monthly fees and real purchasing power.