Published 10/07/2024 Updated 02/10/2026 | BeCred

Desjardins Odyssey World Elite Mastercard

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The Desjardins Odyssey World Elite Mastercard is a top-tier travel rewards credit card built for Canadians who want comprehensive travel insurance, high earning potential, and exclusive lifestyle perks. Designed for frequent travellers and high spenders, it combines Desjardins’ trusted service with the global acceptance of Mastercard and elite-level benefits. This card is ideal for those who value security, convenience, and rewards that fit an active lifestyle filled with travel, dining, and entertainment

HOW TO APPLY

Top Features of the Desjardins Odyssey World Elite Mastercard

  • 3% in BONUSDOLLARS® on restaurant, entertainment, and alternative transportation purchases (e.g., rideshares, taxis, public transit)
  • 2% in BONUSDOLLARS® on groceries and 2% on travel purchases
  • 1.5% in BONUSDOLLARS® on all other eligible purchases
  • Unlimited access to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport
  • Mobile device insurance up to $1,000
  • Price protection, purchase protection, and extended warranty coverage
  • 24/7 travel assistance service
  • Annual fee: $130
  • Additional cards: $40 each

Every purchase helps you earn BONUSDOLLARS® that can later be used for trips, entertainment, and merchandise. It’s a way of turning your daily spending into memorable experiences without changing your routine.

Why Choose the Desjardins Odyssey World Elite Mastercard?

What makes this card stand out is how it blends practicality with premium rewards. You don’t need to be a full-time traveler to benefit — even everyday spending at restaurants or grocery stores earns valuable BONUSDOLLARS®. Frequent flyers will appreciate the included travel insurance and access to the Odyssey Lounge, while families and professionals can rely on Desjardins’ strong customer support and reputation for reliability. The World Elite status also means you have access to global Mastercard perks, from concierge service to airport experiences around the world.

Exclusive Perks and Protections

Peace of mind is one of the strongest selling points of the Odyssey World Elite Mastercard. It includes travel medical insurance, trip cancellation, lost baggage coverage, and flight delay protection. If your phone is lost or damaged, the mobile device insurance of up to $1,000 has you covered. The Desjardins Odyssey Lounge at Montréal-Trudeau Airport also provides a quiet and relaxing space before your flight — a touch of comfort that makes travel smoother and more enjoyable.

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Earn PC Optimum™ points on everyday purchases like groceries and fuel. Apply for the PC Financial Mastercard and start earning rewards wherever you shop.

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In addition, purchase protection and extended warranties safeguard your purchases against damage or theft, while the price protection feature ensures you always get the best deal. Whether you’re travelling abroad or shopping from home, you’re backed by strong, reliable coverage.

Apply for the Desjardins Odyssey World Elite Mastercard Today

Enjoy up to 3% in BONUSDOLLARS®, full travel insurance, airport lounge access, and the peace of mind of Desjardins service. Apply online today for the Odyssey World Elite Mastercard and unlock rewards and protection wherever you go.

HOW TO APPLY

Credit card approval in Canada typically depends on your credit score, income, existing debts, and credit history. Lenders review your financial profile to determine whether you qualify and what credit limit they can offer.

Many basic credit cards can be approved with a score around 600 or higher. Premium cards may require a stronger score, often above 700. Some secured credit cards are available for people with little or no credit history.

Yes. Many Canadian banks offer special credit card programs for newcomers who may not yet have a Canadian credit history. These programs often include starter credit limits to help build credit over time.

You can build your credit score by paying your balance on time every month, keeping your credit utilization low, and avoiding missed payments. Responsible use over time helps strengthen your credit profile.

Paying the minimum keeps your account in good standing, but interest will continue to accumulate on the remaining balance. Over time this can increase the total amount you pay for your purchases.

Some credit cards charge annual fees in exchange for rewards, travel benefits, or higher credit limits. However, many Canadian banks also offer no-fee credit cards with basic features and cashback options.

CREDIT CARD

Discover the PC Financial Mastercard

Earn PC Optimum™ points on everyday purchases like groceries and fuel. Apply for the PC Financial Mastercard and start earning rewards wherever you shop.

APPLY NOW * You will remain on the current website

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