The Tangerine Money-Back Card is a top choice among Canadian consumers due to its distinctive features and benefits. Here’s a look at the key aspects that set this credit card apart:

Customizable Cash Back Categories

One of the most appealing features of the Tangerine Money Back Card is its customizable cash back categories. This allows cardholders to personalize their rewards based on their spending habits. You can choose up to three categories where you will earn higher cash back rewards, giving you the flexibility to maximize your savings.

No Annual Fees

Unlike many other credit cards in the market, the Tangerine Money Back Card does not charge any annual fees for card ownership. This means you can enjoy the benefits of cash back rewards without having to worry about additional costs eating into your savings.

15% Cash Back Sign-up Bonus

New cardholders can take advantage of the generous 15% cash back sign-up bonus for the first two months. This introductory offer allows you to earn a significant reward on your initial purchases, making it a lucrative incentive to get started with the Tangerine Money Back Card.

2% Cash Back on Two Chosen Categories

With the Tangerine Money Back Card, you can earn a competitive 2% cash back on two chosen categories. Whether you spend more on groceries, gas, entertainment, or other select categories, you can enjoy higher cash back rewards that cater to your specific needs.

0.5% Cash Back on All Other Purchases

Even on purchases outside of your chosen categories, the Tangerine Money Back Card still offers a respectable 0.5% cash back. This ensures that you continue to earn rewards on all your transactions, providing you with a consistent savings opportunity on every purchase you make.

Overall, the Tangerine Money Back Card’s customizable cash back categories, lack of annual fees, attractive sign-up bonus, and competitive cash back rates make it a compelling choice for Canadian consumers looking to maximize their savings and earn rewards on their everyday spending.

Tips for Maximizing Cash Back Benefits

Maximizing cash back benefits on your credit card can help you earn rewards and save money. Here are some key strategies to get the most out of your cash back rewards:

Pay Off Balance in Full and On Time

One of the most important tips for maximizing cash back benefits is to pay off your credit card balance in full and on time every month. By doing so, you can avoid high interest rates that can eat into your cash back rewards.

Consider Other Cards with Higher Cash Back Rates

It’s worth exploring credit cards that offer higher cash back rates for specific spending categories. By having multiple cards that complement each other, you can maximize your cash back potential based on your expenses.

Align Chosen Categories with Your Spending Habits

Choose cash back categories that align with your regular spending habits. For example, if you spend a significant amount on groceries, furniture, home improvements, or public transportation, selecting these categories can help you earn cash back on essential purchases.

Earn Cash Back on Various Expenses

Look for opportunities to earn cash back on a wide range of expenses. Many credit cards offer cash back not only on shopping and dining but also on groceries, home improvements, transportation, and more. Take advantage of these benefits to maximize your rewards.

Flexibility to Change Categories Monthly

Some credit cards provide the flexibility to change your cash back categories monthly. Take advantage of this feature by adjusting your selected categories based on your spending habits each month. This way, you can ensure you are earning cash back on the purchases that matter most at any given time.

You will be redirected to the bank’s website