CIBC Dividend Visa Infinite

The CIBC Dividend® Visa Infinite Card is a leading cash back credit card in Canada, offering top-tier rewards on groceries, gas, and transportation, plus strong travel and purchase insurance — all bundled with Visa Infinite perks. It’s an excellent choice for Canadians who want predictable rewards on everyday expenses and reliable protection for their lifestyle.

Top Features of the CIBC Dividend Visa Infinite Card

• 4% cash back on eligible groceries and gas
• 2% cash back on transportation, including public transit, rideshares, taxis, and parking
• 2% cash back on recurring bill payments
• 1% cash back on all other eligible purchases
• Welcome offer: earn 10% cash back for the first 4 statements (up to $2,500 in purchases) plus first-year annual fee rebate (limited-time)
• Mobile device insurance up to $1,000 on new phones purchased with the card
• Comprehensive travel insurance, including out-of-province medical, trip cancellation, rental car coverage, and more
• Visa Infinite benefits, such as concierge service, luxury hotel perks, and dining experiences

Rewards and cashback

The headline rates for the CIBC Dividend Visa Infinite are:

• 4% cash back on gas, electric vehicle charging, and groceries
• 2% cash back on eligible dining, transportation, and recurring bills
• 1% cash back on all other purchases

That 4% on groceries and gas looks very attractive. However, there are important practical considerations.

Perks

The standout perk that makes this card arguably the best gas credit card in Canada is a station-level discount: 3 cents per liter at participating stations such as Chevron, on top of the 4% cash back. Station-specific cents-per-liter discounts are uncommon and cannot be replicated with gift-card hacking. For frequent drivers, salespeople who visit clients, or rideshare drivers, that extra 3 cents per liter adds up over time and differentiates this card from grocery-based strategies.

Other banks offer cents-per-liter benefits at select chains—for example, BMO with Shell and RBC with Petro-Canada—but those banks typically do not combine station discounts with a 4% gas cash-back category. The combination of a direct 4% on gas plus a cents-per-liter discount at specific stations is unique and valuable for certain users.

Pros

• 4% cash back on gas, groceries, and EV charging
• Station-level savings: 3 cents per liter at participating locations like Chevron
• Up to $300 sign-up bonus for first-year applicants
• First-year annual fee waived

Why Choose the CIBC Dividend Visa Infinite Card?

With strong earn rates on household essentials, this card offers excellent value for everyday Canadian spending. The ability to redeem cash back anytime, plus broad insurance and Visa Infinite benefits, makes it a dependable, well-rounded card for families and professionals who want real savings and peace of mind.

Apply for the CIBC Dividend Visa Infinite Card Today

Start earning up to 4% cash back, enjoy first-year savings, and benefit from mobile, travel, and lifestyle protection. Apply online now for the CIBC Dividend Visa Infinite Card and make every dollar work harder for you.