How to apply for the RBC British Airways Visa Infinite

Are you dreaming of earning Avios points while enjoying premium travel perks? The RBC British Airways Visa Infinite card might be exactly what you need. This co-branded credit card combines the reliability of RBC with the extensive rewards network of British Airways Executive Club, offering cardholders a fantastic way to accumulate points toward flights, upgrades, and more. In this guide, we’ll walk you through everything you need to know about how to apply for the RBC British Airways Visa Infinite, from eligibility requirements to the approval process.

Who Can Apply? Basic Requirements

Before you start your application for the RBC British Airways Visa Infinite, it’s important to understand the basic eligibility criteria. RBC has set specific requirements to ensure that cardholders can responsibly manage this premium credit card.

• You must be a Canadian resident and at least the age of majority in your province or territory
• A minimum personal annual income of $60,000, or a household income of $100,000
• A good to excellent credit score (typically 660 or higher)
• Valid identification documents (driver’s licence, passport, or government-issued ID)
• A Canadian address for card delivery

Keep in mind that meeting these basic requirements doesn’t guarantee approval. RBC will conduct a thorough credit analysis to assess your creditworthiness, payment history, current debt levels, and overall financial profile. This review helps the bank determine whether you’re a suitable candidate for this premium card and what credit limit to offer.

How to Apply Through the RBC Website (Step by Step)

Applying for the RBC British Airways Visa Infinite through the official website is straightforward and can be completed in just a few minutes. Here’s how to navigate the process:

1. Visit the RBC website at rbc.com and navigate to the credit cards section
2. Search for the British Airways Visa Infinite card or find it under travel rewards cards
3. Click on the “Apply Now” button on the card’s product page
4. You’ll be directed to a secure application form where you’ll need to enter your Social Insurance Number (SIN)
5. Fill in your full legal name exactly as it appears on your identification
6. Provide your email address for communication regarding your application
7. Enter your contact information, including phone number and current address
8. Complete the financial information section with details about your income and employment
9. Review and accept RBC’s privacy policies and terms of service
10. Submit your application by clicking the final “Submit” button

Make sure all information is accurate before submitting. Any discrepancies could delay the approval process or result in a declined application.

How to Apply Through the RBC Mobile App (Step by Step)

If you prefer applying on the go, the RBC Mobile app offers a convenient alternative. The mobile application process is optimized for smartphones and tablets, making it easy to apply from anywhere.

Downloading the App

First, you’ll need to download the RBC Mobile app if you haven’t already:

• Android users: Visit the Google Play Store and search for “RBC Mobile,” then tap “Install”
• iOS users: Go to the Apple App Store, search for “RBC Mobile,” and tap “Get”

Application Process in the App

1. Open the RBC Mobile app and log in if you’re an existing client, or select the option for non-clients
2. Navigate to the “Products” or “Credit Cards” section
3. Find the RBC British Airways Visa Infinite card
4. Tap the “Get Started” or “Apply” button
5. Complete the application form by entering your personal details, including your SIN, full name, date of birth, and contact information
6. Provide your financial information, such as annual income and employment details
7. Review all entered information carefully
8. Accept the terms and conditions
9. Tap “Submit Application” to send your proposal for review

The app will securely store your information and send it directly to RBC’s credit assessment team for processing.

Applying Through a Referral or Invitation Link

Did a friend or family member who already holds an RBC credit card send you an invitation link? Applying through a referral can sometimes offer additional benefits and may streamline your application process.

When an existing RBC cardholder refers you, they’ll send you a unique referral link via email or text message. This link connects directly to a pre-filled application form. Here’s how it works:

• Click on the referral link provided by your friend or family member
• You’ll be directed to a customized application page
• Some of your basic information may already be partially filled in
• Complete the remaining required fields
• Submit your application as usual

The advantage of applying through a referral is that both you and the person who referred you may receive bonus Avios points or other promotional rewards, depending on current RBC offers. Additionally, being referred by an existing customer in good standing can sometimes positively influence the application review.

Application Review and Approval Process

Once you’ve submitted your application for the RBC British Airways Visa Infinite, the waiting game begins. Understanding what happens during this period can help manage your expectations.

RBC typically takes 7 to 10 business days to review credit card applications, though this timeline can vary. In some cases, applicants with strong credit profiles may receive instant or same-day approval. Others might experience longer wait times if additional verification is needed.

During the review process, RBC will:

• Verify your identity and employment information
• Check your credit report with Canadian credit bureaus (Equifax and TransUnion)
• Assess your debt-to-income ratio
• Review your credit history and payment patterns
• Determine your credit limit based on your financial profile

You’ll receive notification of the decision through your preferred contact method. If you applied through the website, expect an email with your application status. Mobile app users will typically receive a push notification along with an email. The notification will inform you whether your application was approved, requires additional information, or was declined.

If approved, your new RBC British Airways Visa Infinite card will arrive by mail within 7 to 10 business days. You’ll need to activate it before making your first purchase.

Key Benefits of the RBC British Airways Visa Infinite

Why should you consider the RBC British Airways Visa Infinite? This premium travel card comes packed with valuable benefits designed for frequent travelers and British Airways enthusiasts:

• Generous welcome bonus: Earn bonus Avios points after meeting minimum spending requirements in the first few months
• Accelerated points earning: Collect Avios on every purchase, with bonus points on British Airways flights and eligible travel purchases
• Travel insurance coverage: Comprehensive travel medical, trip cancellation, and baggage insurance included
• Priority boarding and benefits: Enjoy perks when flying with British Airways and partner airlines
• Complimentary lounge access: Access to airport lounges through select programs (terms apply)
• No foreign transaction fees: Save money when making purchases in foreign currencies
• Full control through the RBC app: Monitor spending, check your Avios balance, and manage your account 24/7
• 24-hour customer service: Access support whenever you need assistance with your card

Note: The RBC British Airways Visa Infinite does carry an annual fee, but the travel benefits and Avios earning potential often outweigh this cost for regular travelers.

Ready to Take Off? Apply Today

Applying for the RBC British Airways Visa Infinite is your gateway to earning valuable Avios points and enjoying premium travel benefits. Whether you choose to apply through the RBC website, mobile app, or via a referral link from a friend, the process is designed to be quick and straightforward.

Remember to have all your documentation ready, ensure you meet the income requirements, and double-check all information before submitting your application. With a good credit score and stable financial profile, you’ll be well-positioned for approval.

Don’t wait to start collecting Avios points toward your next adventure. Visit the RBC website or download the RBC Mobile app today to begin your application for the RBC British Airways Visa Infinite. Your journey to better travel rewards starts now!

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