Published 07/17/2026 Updated 07/17/2026 | BeCred

How to apply for the RBC British Airways Visa Infinite

For Canadians who frequently travel to the UK, Europe, or across the globe, the RBC British Airways Visa Infinite card serves as an elite gateway to luxury travel. This co-branded credit card transforms everyday spending into Avios, the signature currency of the British Airways Executive Club. Whether you are looking to book premium cabin flights, upgrade your seating, or unlock exclusive companion travel vouchers, this financial tool is built to maximize your travel rewards. Backed by the robust Visa Infinite network, it combines rapid point accumulation with high-end travel perks.

Basic Requirements

To be eligible for the RBC British Airways Visa Infinite card, applicants must meet the following criteria:

  • Must be a Canadian citizen or permanent resident.
  • Must have reached the age of majority in your province or territory of residence.
  • A minimum personal income of $60,000 CAD or a minimum household income of $100,000 CAD.
  • A good to excellent credit score (typically 700+ is recommended for premium tier cards).
  • An active British Airways Executive Club account (you can link your existing account or create one during the application).

Who It Is For

  • Loyal British Airways and Oneworld Travelers: Ideal for those who regularly fly with British Airways or alliance partners like American Airlines, Cathay Pacific, and Qatar Airways.
  • Big Spenders Seeking Companion Vouchers: Perfect for couples or families who spend at least $30,000 CAD annually on the card to unlock the highly valuable Companion Award Voucher.
  • Premium Travel Enthusiasts: Great for users who want comprehensive travel insurance protection, including out-of-province medical, trip interruption, and flight delay coverage.
  • RBC Banking Clients: Convenient for existing Royal Bank of Canada customers who want to centralize their credit and banking within one ecosystem.

Who It Is NOT For

  • Low to Moderate Income Earners: It does not suit those who cannot meet the strict $60,000 CAD personal income threshold required for the Visa Infinite tier.
  • Casual Travelers Preferring Cashback: If you travel rarely or prefer straightforward cash rewards over airline miles, the $120 CAD annual fee might not deliver enough value.
  • Domestic-Only Flyers: Those who primarily travel within Canada or to remote destinations not serviced by Oneworld airlines will find general travel rewards programs more versatile.

Step-by-Step Application Guide

The application process is secure and can be completed online in just a few minutes:

  1. Visit the Portal: Navigate to the official RBC Royal Bank credit card page and locate the British Airways Visa Infinite card profile.
  2. Fill Out the Application: Click the “Apply Now” button and complete the secure form with your personal, employment, and income details. Don’t forget to input your British Airways Executive Club number.
  3. Review and Consent: Verify that all entered information is correct and consent to the mandatory credit bureau check.
  4. Approval and Delivery: Once approved, your physical card will be mailed to your residential address within 7 to 10 business days. You can instantly link it to your RBC Mobile app for digital use.

Conclusion

The RBC British Airways Visa Infinite card stands out as a top-tier financial product for intentional travelers. The ability to earn Avios on daily purchases, combined with premium insurance benefits and the lucrative companion voucher, offers immense value that easily offsets the annual fee. If you meet the income requirements and are ready to elevate your international travel experience, this card is your next logical step.

Click the link below to start your online application today and begin turning your everyday expenses into your next European getaway.

You will be redirected to the bank’s website

Credit card approval in Canada typically depends on your credit score, income, existing debts, and credit history. Lenders review your financial profile to determine whether you qualify and what credit limit they can offer.

Many basic credit cards can be approved with a score around 600 or higher. Premium cards may require a stronger score, often above 700. Some secured credit cards are available for people with little or no credit history.

Yes. Many Canadian banks offer special credit card programs for newcomers who may not yet have a Canadian credit history. These programs often include starter credit limits to help build credit over time.

You can build your credit score by paying your balance on time every month, keeping your credit utilization low, and avoiding missed payments. Responsible use over time helps strengthen your credit profile.

Paying the minimum keeps your account in good standing, but interest will continue to accumulate on the remaining balance. Over time this can increase the total amount you pay for your purchases.

Some credit cards charge annual fees in exchange for rewards, travel benefits, or higher credit limits. However, many Canadian banks also offer no-fee credit cards with basic features and cashback options.

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