Credit Cards Reviews

American Express Marriott Bonvoy

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Issued by American Express Canada, this card earns Marriott Bonvoy points on all eligible purchases and offers exclusive benefits at Marriott Bonvoy hotels, including Silver Elite status, room upgrades, and an annual Free Night Award. Points can be redeemed for free hotel stays, upgrades, experiences, and flights through transfer partners.

Top Features of the Marriott Bonvoy Amex Card

  • Earn 5 points per $1 spent at Marriott Bonvoy properties
  • Earn 2 points per $1 on all other eligible purchases
  • Welcome bonus: Earn up to 50,000 Marriott Bonvoy points (limited-time offer; conditions apply)
  • Annual Free Night Award (worth up to 35,000 points) every card anniversary
  • Automatic Marriott Bonvoy Silver Elite status, with 15 Elite Night Credits per year to fast-track Gold status
  • No blackout dates on Marriott Bonvoy redemptions
  • Points transferable to over 40 airline partners (including Aeroplan, Avios, Delta SkyMiles)
  • Purchase protection and extended warranty
  • Annual fee: $120

Marriott Bonvoy Redemption Value

Marriott Bonvoy points are highly versatile, but their value varies depending on how you redeem them. On average:

  • Hotel stays offer the best value, often around 0.9 to 1.2 cents por ponto;
  • PointSavers deals and off-peak bookings can increase value;
  • Transfers to airline partners usually offer less value unless there’s a bonus promotion.

Planning your redemptions carefully can help you maximize every point earned.

Airline Transfer Flexibility

With over 40 airline transfer partners, including Air Canada Aeroplan, British Airways Avios e Delta SkyMiles, this card doubles as a travel points engine for flights as well. Most transfers are at a 3:1 ratio, and you get a bonus of 5,000 miles for every 60,000 points transferred — making it ideal for international travelers who prefer flexibility.

Travel Insurance and Protections

The card includes:

  • Flight delay insurance,
  • Lost or stolen baggage insurance,
  • Hotel/motel burglary coverage,
  • Travel accident insurance,
  • Car rental theft and damage insurance (when booking with the card and declining the rental company’s coverage).

These protections help travelers save on third-party insurance and provide peace of mind on every trip.

Why Choose the Marriott Bonvoy American Express Card?

This card offers exceptional hotel rewards, valuable elite perks, and a free night every year, making it one of the best travel cards in Canada for hotel-focused travellers. Whether you’re planning a weekend getaway or saving up for a luxury stay abroad, the Marriott Bonvoy Amex Card helps you get there faster.

Mobile and Lifestyle Perks

Although the card focuses on hotel rewards, it also offers:

  • Amex Offers: rotating deals on shopping, dining, and services
  • Front of the Line: exclusive early access to concert and event tickets
  • Contactless payments and digital wallet compatibility with Apple Pay, Google Pay, and Samsung Pay

These extras add daily value beyond just travel.

Ideal for Which Type of Traveller?

This card is perfect for:

  • Loyal Marriott guests who stay frequently at Bonvoy properties;
  • Occasional travellers looking for a free hotel night each year;
  • Points strategists who like combining hotel stays with airline transfers;
  • Frequent business travelers who want status and flexibility without high annual fees.

Final Thoughts

The Marriott Bonvoy American Express Card is a strong option for travelers who prioritize hotel rewards and elite perks without paying a premium annual fee. With generous point-earning potential at Marriott properties, automatic Silver Elite status, and an annual Free Night Award, the value quickly adds up — especially for those who travel at least once a year. Plus, the ability to transfer points to over 40 airline partners adds flexibility that few hotel cards offer. Whether you’re planning luxury stays or quick weekend getaways, this card can help you reach your travel goals faster while protecting your purchases and enhancing your travel experience.

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