The American Express Platinum Card stands out as a status symbol among credit cards. With its luxurious perks and high annual fee, it’s designed for those who want to make the most of their spending. But to truly capitalize on its offerings, you need to know how to unlock its full potential. This section will guide you through the essential steps to ensure you’re maximizing the card’s benefits.

1. Activate Hilton Gold Status

One of the standout benefits of the Amex Platinum is the complimentary Hilton Gold status. This elevated status in the Hilton Honors program offers perks that can significantly enhance your hotel stays. Room upgrades, free breakfast, and bonus points make your travel experience more rewarding. To activate, simply log into your Amex account, navigate to the benefits section, and enroll. Make sure to do this well in advance of any upcoming trips to ensure your status is recognized during your stay.

2. Enroll in Marriott Gold Status

Alongside Hilton, the Amex Platinum card offers Marriott Gold status, providing you with additional hotel benefits. While it doesn’t include free breakfast, you still enjoy perks like late checkout and room upgrades. Enrollment is straightforward via the Amex benefits page. Remember, your status might not be recognized if you book through third-party sites, so always book directly or through the Amex travel portal.

3. Enroll in Car Rental Programs

Travelers can enjoy enhanced experiences with car rental agencies thanks to the Amex Platinum. The card offers status with Avis, Hertz, and National. For instance, linking your Hilton Gold status to National can elevate you to Executive Elite status, offering benefits like free rental days. To enroll, visit the car rental privileges section on the Amex portal and follow the prompts to upgrade your account.

4. Enroll in Priority Pass

Frequent flyers will appreciate the Priority Pass membership, which provides access to over 1,600 airport lounges worldwide. This benefit ensures a comfortable travel experience, often with complimentary refreshments and WiFi. Enroll via the Amex Global Lounge Collection page to receive your Priority Pass Select membership. While you wait for the physical card, use the virtual membership card available in your online account.

5. Enroll in TSA PreCheck or Global Entry

Speed through security lines with TSA PreCheck or Global Entry. The Amex Platinum covers the application fee, allowing you to enjoy expedited airport processes. Global Entry also includes TSA PreCheck, making it the ideal choice unless you’re pressed for time. Use your card to apply, and if you’re already covered, consider gifting this benefit to a family member or friend using your card.

6. Enroll in the Uber Credit

Every month, the Amex Platinum provides a $15 Uber credit, increasing to $35 in December, totaling $200 annually. This credit can be used for Uber rides or Uber Eats orders. To take advantage, add your Amex Platinum as a payment method in the Uber app. Remember, from November 2024, an Amex card must be selected as the payment method for the credit to apply.

7. Enroll in the Airline Credit

The $200 airline fee credit is another valuable perk, covering incidental fees like baggage and in-flight purchases. Start by selecting your preferred airline on the benefits page. While the credit is primarily for incidentals, some users find creative ways to maximize its value, so check frequent flyer forums for tips. If your travel plans change, Amex may allow you to switch your selected airline mid-year, provided you haven’t used any of the credit.

8. Enroll in the Digital Entertainment Credit

The Amex Platinum card offers a $240 annual digital entertainment credit, distributed as $20 per month. This credit applies to eligible subscriptions like Disney+, Hulu, ESPN+, Peacock, The New York Times, and The Wall Street Journal. By enrolling, you can enjoy your favorite digital content without the extra cost.

To activate this benefit, visit the Amex benefits page and locate the digital entertainment credit section. Add your Amex Platinum as the payment method for your chosen subscriptions. Once done, you’ll receive a $20 statement credit each month, effectively reducing your monthly entertainment expenses.

It’s a great way to keep up with the latest shows, movies, and news, ensuring you stay informed and entertained. Remember to check your monthly statements to confirm the credit has been applied.

9. Activate the Walmart Plus Credit

Walmart Plus offers convenience and savings, and with the Amex Platinum, you can enjoy its benefits at no cost. The card covers the $12.95 monthly membership fee, plus applicable taxes, offering free delivery, member prices on fuel, and mobile scan-and-go shopping.

To activate this benefit, sign up for Walmart Plus through the Amex benefits page. Use your Amex Platinum for the membership fee, and you’ll receive a statement credit each month, making the service effectively free.

Whether you frequently shop at Walmart or occasionally fill up your tank, this credit can add substantial value to your lifestyle. Make sure to utilize the service to maximize your savings.

10. Enroll in the CLEAR Credit

CLEAR provides expedited security screening at airports and select venues, offering a seamless experience for frequent travelers. With the Amex Platinum, you can enroll in CLEAR and have the $189 annual membership fee refunded as a statement credit.

To get started, head to the benefits page and select the CLEAR option. Follow the enrollment instructions and use your Amex Platinum as the payment method. You’ll receive a full refund for the membership cost, making your travel more efficient and stress-free.

For families, CLEAR is especially beneficial as children under 18 can accompany you through the lanes at no additional cost. Make sure to complete your enrollment at an airport with a CLEAR enrollment center.

11. Enroll in the Equinox Credit

The Equinox credit offers up to $300 annually for Equinox gym memberships or SoulCycle bike purchases. While this benefit may not be practical for everyone, it can be a valuable perk for fitness enthusiasts.

To utilize this credit, visit the Equinox section on the Amex benefits page. Choose between an Equinox membership or a SoulCycle bike purchase and ensure your Amex Platinum is used for payment. You’ll receive a statement credit covering the cost, up to $300.

For those unable to visit an Equinox gym, consider the digital membership option, which provides access to online classes. This way, you can benefit from the credit without needing to commute to a physical location.

12. Use the Hotel Credit

The Amex Platinum’s $200 hotel credit enhances your travel experiences by offering benefits at select properties. This credit applies to bookings through the Fine Hotels & Resorts (FHR) or The Hotel Collection (HC).

When booking through the Amex travel portal, ensure you select an eligible property. FHR bookings include perks like daily breakfast for two, room upgrades, and late checkout, while HC requires a minimum two-night stay for benefits.

Utilize this credit to enjoy luxurious stays without the added cost. Whether planning a weekend getaway or a longer vacation, this credit can significantly enhance your travel experience.

13. Enroll in the Saks Credit

The Amex Platinum offers a $100 Saks Fifth Avenue credit annually, split into two $50 credits for each half of the year. This benefit allows you to indulge in luxury shopping without breaking the bank.

To activate, visit the Saks credit section on the benefits page and enroll. Use your Amex Platinum for purchases at Saks Fifth Avenue, and you’ll receive up to $50 back in statement credits each period.

Whether you’re shopping for high-end fashion or unique gifts, this credit lets you explore Saks’ offerings with ease. Remember to use the credit before it resets to maximize your savings.

14. Put the Card in Your Wallet

While it might seem simple, carrying your Amex Platinum card is essential to access its full range of benefits. Some lounge access and in-store promotions require the physical card, making it crucial for frequent users.

Keep the card in your wallet to ensure you’re always ready to leverage its perks, whether dining at exclusive restaurants or accessing airport lounges. The card’s prestige and benefits are best utilized when you have it on hand.

Remember, the Amex Platinum is not just a card but a gateway to luxury experiences. Carry it with pride and enjoy the many advantages it brings to your daily life.