Scotiabank Value Visa Card
This low-rate Visa card, issued by Scotiabank, helps you reduce interest charges on outstanding balances and future purchases. It’s especially suited for those planning a balance transfer or looking for a reliable low-interest card for emergency expenses or large purchases.
Top Features of the Scotiabank Value Visa Card
- 12.99% interest rate on purchases and cash advances (lower than the average Canadian credit card)
- 0.99% interest on balance transfers for the first 6 months (1% transfer fee applies)
- Low annual fee of $29
- Option to add supplementary cards for $0
- No rewards program — pure focus on low interest
- Visa Zero Liability protection and fraud monitoring
- Optional credit protection insurance
Why Choose the Scotiabank Value Visa Card?
Unlike reward cards with high interest, the Value Visa is built to help you manage debt smarter. Whether you’re consolidating balances or simply need a low-rate option for everyday purchases, this card helps you avoid unnecessary interest charges and pay less over time — all with a modest annual fee.
Apply for the Scotiabank Value Visa Card Today
Take control of your finances with one of Canada’s lowest interest credit cards. Apply now for the Scotiabank Value Visa Card and save with 0.99% on balance transfers, 12.99% everyday rate, and no surprises.