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The premium credit card that offers exclusive benefits for Neo Financial customers. Discover the advantages of the Neo Credit Card and take your financial experience to the next level.
Discover the exclusive benefits that the Neo Credit Card offers you.
Enjoy no annual fees, saving you money year after year.
Earn cashback on your purchases, with rates varying depending on where you shop, particularly higher cashback at Neo's extensive network of partners.
While comprehensive international travel insurance is not included as a standard feature, Neo offers a 'Travel Perk' as an optional monthly subscription.
The rewards program primarily focuses on providing cashback directly to your account, with opportunities to enhance benefits through optional 'Perks' that cater to various lifestyle needs.
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Get answers to your main questions about the Neo Credit Card
To be eligible for a Neo Credit Card in Canada, applicants are typically required to be legal residents of Canada and have reached the age of majority in their respective province or territory. While specific income prerequisites may vary depending on the card product, certain premium offerings such as the Neo World Mastercard and Neo World Elite Mastercard necessitate minimum individual or household income levels, generally commencing around $50,000 and $80,000 respectively.
Neo Financial also provides options like the Secured Neo Mastercard, which may be accessible to individuals with limited credit history through a security deposit. Applicants will be asked to furnish identification and relevant personal information.
Yes, the Neo Credit Card has no annual fee forever, with no minimum monthly or annual spending conditions.
The Neo Credit Card's cashback program offers varying rewards, typically featuring higher cashback rates (often averaging around 5%) at their network of partner merchants, while base rates apply to other purchases. Cashback is usually credited in near real-time to your Neo app, offering flexibility to be used as a statement credit or transferred.
With your Neo Credit Card, you have access to over 1000 VIP lounges in airports around the world through the LoungeKey program. Simply present your card at the lounge entrance to register your visit.
The Neo Credit Card travel insurance covers medical and hospital expenses, trip cancellation, lost luggage, flight delays, and other benefits. The coverage is valid for international travel.
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