How to apply Walmart Rewards Mastercard
The Walmart Rewards Mastercard is issued by Capital One in Canada. Here’s how you can apply:
1. Online Application:
- Visit the Capital One Website: Go to the Capital One website and navigate to the credit card section.
- Find the Walmart Rewards Mastercard: Look for the card and click “Apply Now.”
- Complete the Application: Fill out the online application form with your personal information, financial details (income, employment), and contact information.
- Review and Submit: Double-check all the information you’ve entered for accuracy, then submit your application.
2. Phone Application:
- Call Capital One: You can call Capital One’s customer service line to apply over the phone.
- Provide Information: Be prepared to provide your personal and financial details to the representative.
Important Notes:
- The Walmart Rewards Mastercard is no longer available. The partnership between Capital One and Walmart has ended.
- If you already have a Walmart Rewards Mastercard: You can continue to use it as normal.
Disclaimer:
- This information is for general knowledge and informational purposes only.
- The information regarding the Walmart Rewards Mastercard may be outdated.
Market Opinions and Reputation
Over the years, the Walmart Rewards Mastercard has received mixed feedback from Canadian users. Some cardholders appreciated the no-annual-fee structure and straightforward rewards when shopping at Walmart, especially online. Others noted the simplicity of redeeming Walmart Rewards Dollars directly at checkout as a convenient perk.
However, many reviewers also pointed out the limited use of the rewards outside Walmart’s ecosystem. Additionally, following the end of the Capital One and Walmart partnership, new applications are no longer accepted, which affected the card’s long-term relevance and support.
Ideal vs. Non-Ideal User Profile
The Walmart Rewards Mastercard was best suited for customers who did most of their shopping at Walmart and wanted a basic rewards system without rotating categories or complex redemption processes. Those who valued automatic savings on routine purchases benefited the most.
On the other hand, this card may not have been ideal for individuals seeking travel perks, broader cashback opportunities, or premium credit card features. If your spending habits include a variety of retailers or if you prefer flexible rewards programs, other no-fee credit cards in Canada likely offer more value.
Frequently Asked Questions
Can I still apply for the Walmart Rewards Mastercard?
No. The Walmart Rewards Mastercard is no longer available to new applicants in Canada due to the end of the partnership between Walmart and Capital One.
What happens if I already have the card?
Existing cardholders can continue using the card as usual. Rewards will still accumulate and can be redeemed at Walmart and Walmart.ca unless otherwise notified by Capital One.
Are my Walmart Rewards Dollars still valid?
Yes. If your account is in good standing, your rewards remain active and redeemable.
Is there a replacement card for new Walmart shoppers?
Currently, there’s no direct replacement, but Walmart may offer future alternatives.
Final Thoughts: Is the Walmart Credit Card for You?
So, who is the Walmart Rewards Mastercard ideal for? The reality is that it may be suitable for those who exclusively shop at Walmart and don’t want to deal with multiple credit cards. However, for the average shopper, this card is unlikely to provide compelling benefits.
In conclusion, while the Walmart Mastercard offers a straightforward cashback structure, it falls short compared to other no-fee credit cards available in Canada. If you’re a frequent Walmart shopper, consider the Tangerine MoneyBack Card or the American Express SimplyCash Card instead. These alternatives provide better cashback rates and flexibility, making them more valuable for your everyday spending.
As always, it’s essential to evaluate your spending habits and financial goals before signing up for any credit card. The Walmart Rewards Mastercard may not be the standout choice it promises to be, but it can still serve a purpose for certain consumers. For everyone else, there are better options on the market.
You will be redirected to the bank’s website
