You can apply for the TD Cash Back Visa Infinite Card through the following methods:
- Online:
- Visit the TD website and navigate to the credit card application page.
- Select the “TD Cash Back Visa Infinite Card” from the available options.
- Complete the online application form with your personal and financial information.
- Phone:
- Call the TD Credit Card Application line at 1-855-315-4325.
- A TD representative will guide you through the application process over the phone.
- In-Branch:
- Visit a local TD branch and speak with a bank representative.
- The representative will assist you with the application process and answer any questions you may have.
Eligibility Requirements:
- Minimum Income:
- Minimum personal income of $80,000
- Minimum household income of $150,000
- Minimum total investable assets of $400,000
- Credit History:
- A good credit history is essential for approval.
- Canadian Resident:
- You must be a permanent resident of Canada.
Final Thoughts
In summary, the TD Cashback Visa Infinite offers a mixed bag of features. While the signup bonus is attractive, the ongoing rewards, insurance, and perks leave much to be desired. The cashback rate is disappointing, and the spending cap may not be enough for larger families. The insurance coverage is basic, and while the roadside assistance is a nice perk, it can be obtained for free elsewhere.
Ultimately, if you’re in the market for a cashback credit card, you might want to explore other options that offer higher rewards and better overall value. As always, do your research and assess your spending habits before making a decision.
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