How to apply RBC WestJet World Elite Mastercard?

You can apply for the RBC WestJet World Elite Mastercard through the following methods:

• Online:
  • Visit the RBC website and navigate to the credit card application page.
  • Select the “WestJet RBC World Elite Mastercard” from the available options.
  • Complete the online application form with your personal and financial information.
• Phone:
  • Call the RBC Credit Card Application line at 1-800-769-2512.  
  • An RBC representative will guide you through the application process over the phone.
• In-Branch:
  • Visit a local RBC branch and speak with a bank representative.
  • The representative will assist you with the application process and answer any questions you may have.

Eligibility Requirements

To qualify for the WestJet RBC World Elite Mastercard, applicants must meet specific financial criteria: a minimum personal income of $80,000, a household income of $150,000, or total investable assets of at least $400,000. These requirements reflect the premium nature of the card and help ensure responsible credit use.

How Long Does the Approval Process Take?

The application process is quick and straightforward. In most cases, applicants receive a response in less than 60 seconds. However, additional verification or documentation may be required in some cases, especially if income or identity details need confirmation.

Credit Limits and How They Are Determined

The credit limit on your WestJet RBC World Elite Mastercard is based on several factors, including your income, credit history, and existing debt. Applicants with strong credit scores and higher income levels are more likely to receive higher initial limits. Credit limit increases can also be requested after a period of responsible card use.

Using the RBC Mobile App for Your Card

Once approved, cardholders can manage their WestJet RBC World Elite Mastercard through the RBC mobile app. The app allows you to track your spending, monitor rewards points, make payments, and receive real-time notifications for transactions — all in one place.

Understanding the Welcome Bonus

New cardholders can earn up to 45,000 WestJet dollars — equivalent to up to $450 off base airfare — by meeting specific spending conditions. Typically, this involves spending a minimum amount within the first few months. Be sure to check the current offer and terms to ensure you qualify and take full advantage of this benefit.

Fees and Potential Costs

The WestJet RBC World Elite Mastercard carries an annual fee of $119, with an additional $59 fee for each supplementary card. Other fees may apply, including foreign transaction fees and cash advance charges. Understanding these costs helps avoid surprises and manage the card responsibly.

Using Your Companion Voucher

Each year, cardholders receive a round-trip companion voucher for travel within Canada or to select international destinations. This benefit can be a significant value when traveling with a partner. Cardholders can also exchange the voucher for a lounge pass in eligible situations, offering flexibility based on travel preferences.

Comparing This Card to Other Airline Cards

Compared to other Canadian airline credit cards, the WestJet RBC World Elite stands out with its generous welcome bonus, annual companion voucher, and solid WestJet rewards program. It’s ideal for frequent WestJet travelers who want to earn and redeem rewards easily, without blackout dates or reward expirations.

Who Should Consider This Card?

The RBC WestJet World Elite Mastercard is ideal for those who fly WestJet at least once a year. If you often travel with family or friends, the free checked baggage and companion voucher can lead to significant savings. For individuals or families flying a couple of times a year, the benefits can quickly outweigh the annual fee.

However, if you frequently travel with other airlines or prefer a more versatile rewards program, this card may not be the best fit. It’s also worth considering if you have a more significant relationship with other airlines like Air Canada, where their Aeroplan program may provide better value.

Conclusion

In summary, the RBC WestJet World Elite Mastercard offers a compelling package, especially for loyal WestJet flyers. The combination of a solid welcome bonus, competitive earning rates, and valuable perks like the annual companion voucher and free checked baggage make it a worthwhile card to consider for those who travel regularly with WestJet.

For those who fly WestJet infrequently or prefer a broader range of redemption options, you might want to explore other travel cards that offer more flexibility. Overall, if you find yourself taking WestJet flights a few times a year, this card could be a great addition to your wallet.

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