How to apply President’s Choice Financial World Mastercard

The President’s Choice Financial World Mastercard is a great option for those who want to earn valuable PC Optimum points on everyday purchases without paying an annual fee. It offers strong rewards for groceries, gas, and travel booked through PC Travel, making it especially attractive for frequent shoppers at Loblaws-affiliated stores. Applying for this card is simple and can be done online or in person. Below, you’ll find the key steps, requirements, and documents needed to complete your application successfully.

Who should pick which card?

The PC Financial World Elite Mastercard makes sense only for a narrow group: high-income households (meeting the $80,000 threshold) who shop almost exclusively at PC Optimum-affiliated stores and prefer the simplicity of PC points. For nearly everyone else the Amex Cobalt Card is the better everyday card because it returns far more value on common spending categories and offers flexible, transferable points and a richer set of benefits.

Required documents for the application

To apply for the PC Financial World Elite Mastercard, you’ll need to provide a few key documents and details to verify your identity and income. These typically include:

• A valid government-issued photo ID (such as a driver’s license or passport)
• Your Social Insurance Number (SIN) for credit verification
• Proof of income (like recent pay stubs or a Notice of Assessment) to confirm you meet the $80,000 annual income requirement
• Employment information and contact details

Additional documents may be requested depending on your financial profile or credit history.

Fast Track: Applying for the Presidents’s Choice Financial World Mastercard

The President’s Choice Financial World Mastercard is a popular rewards card in Canada that lets you earn valuable PC Optimum points on groceries, gas, and travel. It’s ideal for shoppers who frequently buy from Loblaws-affiliated stores and want to save on everyday purchases. The application process is simple and can be completed entirely online.

1. Online Application

Step 1: Visit the PC Financial Website
Go to the official PC Financial website and navigate to the “Credit Cards” section. Review the available cards to confirm that the PC Financial World Mastercard fits your needs and eligibility.

Step 2: Select “Apply Now”
Locate the PC Financial World Mastercard on the page and click “Apply Now.” This will take you to the secure application form.

Step 3: Complete the Application Form
Fill out all required fields, including your personal details (name, date of birth, address), employment and income information, and contact details. Providing accurate financial data helps ensure a smooth credit review.

Step 4: Review and Submit
Carefully review all the information before submitting. Double-check spelling, income figures, and contact information. Once ready, click “Submit” to send your application for processing.

After submission, you may receive a preliminary decision within minutes. If further verification is needed, PC Financial may contact you for additional documentation. Once approved, your new card will be mailed to you, and you can start earning PC Optimum points right away.

Final Thoughts

The PC Mastercard is a solid choice for shoppers who frequent Loblaw-affiliated stores and Shoppers Drug Mart. Its high reward rates at these locations can lead to significant savings over time, especially for those who use the card strategically.

While the interest rates are on par with other credit cards, the lack of an annual fee makes it a low-risk option for those looking to earn rewards without added costs. However, as with any credit card, it’s essential to pay off the balance in full each month to avoid interest charges.

If the PC Mastercard aligns with your shopping habits, it could be a valuable addition to your wallet. For those interested in exploring more about this card, visit the PC Financial website for further details and application information.

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