How to apply National Bank mycredit Mastercard

1. Online Application:

Visit the National Bank website: Go to the National Bank website and navigate to the credit card section.
Find the mycredit Mastercard: Locate the specific card and click “Apply Now.”
Complete the Application: Fill out the online application form with your personal information, financial details (income, employment), and contact information.
Review and Submit: Double-check all the information you’ve entered for accuracy, then submit your application.

2. Phone Application:

Call National Bank: Contact the National Bank credit card application line.
Provide Information: Be prepared to provide your personal and financial details to the representative.

3. In-Branch Application:

Who is This Card For?

The National Bank mycredit Mastercard is ideal for individuals who frequently dine out or make recurring payments. If you prefer a card without an annual fee and want to earn rewards on everyday spending, this card could be a good fit. However, those who carry a balance may want to consider the higher interest rates before applying.

Pricing and Fees

As mentioned earlier, the mycredit Mastercard has an annual fee of $0, which is a huge plus. The purchase interest rate is set at 20.99%, while balance transfers and cash advances accrue interest at 22.49%. It’s essential to manage your payments to avoid incurring high-interest charges.

Final Thoughts and Recommendations

In conclusion, the National Bank mycredit Mastercard offers a solid combination of cashback rewards, purchase protections, and no annual fee, making it an attractive option for many consumers. If you’re someone who values cashback on dining and recurring payments and prefers not to pay an annual fee, this card is worth considering. Just be mindful of the interest rates if you plan to carry a balance.