How to apply for Simplii Financial Cash Back Visa Card

Household income: Minimum of $15,000 annually.
Residency: Canadian resident (excluding Quebec).
Age: Age of majority in your province/territory.
Credit history: No bankruptcy within the past 7 years.

Here’s a breakdown of how to apply for a Simplii Financial credit card in Canada:

Before you begin, make sure you meet the basic requirements:

Choose your card: Simplii Financial offers a few credit cards. Their most popular is the Simplii Financial Cash Back Visa Card. You can compare it to their other offerings on Simplii Financial website.
Apply online:
- Visit the Simplii Financial website and navigate to their credit card section.
- Select the card you are interested in and click “Apply Now”.
- The online application will request your:
  - Personal information (name, address, social insurance number, etc.)
  - Employment details
  - Financial information
Wait for approval Most applications are processed quickly, and you might get an instant decision. In some cases, it might take a few days.
Receive and activate your card. If approved, you’ll receive your card in the mail. Activate it according to the included instructions.

How to Get Approved for a Simplii Credit Card?

Strong Credit History: Maintain good credit habits – pay bills on time and keep credit utilization low.
Sufficient Income: Demonstrate the ability to repay your debts.
Address Your Debts: Before applying, pay down existing balances as much as possible.
Minimum Credit Score: Simplii doesn’t publicly disclose a minimum credit score. Like most institutions, they look at your whole credit profile. A good credit score (660 or higher) will significantly improve your chances of approval.

You will be redirected to the bank’s website