How to apply Discover It Secured Card?

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The Discover it® card is a popular choice for its cashback rewards and user-friendly features. Here’s how you can apply:  

1. Online Application:

  • Visit the Discover website: Go to the Discover website and navigate to the credit card section.  
  • Find the Discover it® card: Select the specific Discover it® card you’re interested in (there are a few different versions with varying rewards structures).
  • Click “Apply Now”: This will take you to the online application form.
  • Fill in your information: You’ll need to provide personal details like your name, address, Social Security number, date of birth, and income information.  
  • Review and submit: Double-check all the information you’ve entered for accuracy, then submit your application.

2. Phone Application:

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  • Call Discover: You can call Discover’s customer service line to apply over the phone.  
  • Provide your information: Be prepared to give the same personal and financial information as you would in the online application.

3. Mail Application:

  • Download and print: You can download a paper application form from the Discover website.
  • Fill it out: Complete the form with all the necessary information.
  • Mail it in: Send the completed application to the address provided on the form.

Final Thoughts

The Discover It Secured Credit Card offers a blend of credit-building features and rewards, making it a standout choice in the secured card market. With its cash back program, no annual fees, and the potential to graduate to an unsecured card, it’s a comprehensive tool for anyone looking to establish or rebuild their credit.

As always, ensure you make timely payments and keep your credit utilization low to maximize the benefits of this card. If you’re ready to take control of your credit journey, the Discover It Secured Credit Card is a fantastic place to start.

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