The BMO Prepaid Mastercard is a reloadable prepaid card designed for people who want spending control, easy approval, and a safer alternative to traditional credit cards. Because it does not require a credit check or a bank account, it is widely used by students, young adults, parents managing allowances, and individuals who prefer to avoid debt. Below you will find who this card is recommended for, how the application process works step by step, how to cancel the card if needed, and important considerations before applying. Who This Card Is Recommended For The BMO Prepaid Mastercard is a good option for: People who want strict spending control and to avoid debt. Individuals who do not have an established credit history or who have difficulty being approved for traditional credit cards. Parents who want to provide controlled allowances and monitor teen spending. Students and young adults who are starting to manage their finances. Consumers who prefer a safer option for online purchases. Users who need a widely accepted prepaid card for short trips or occasional travel. However, it is not ideal…

The BMO VIPorter cards are clearly designed for loyal Porter flyers. They offer useful travel perks , priority services, companion discounts, and checked bag/carry-on benefits but the earn rates, welcome bonuses, and points value limit their appeal for most cardholders. The World Elite version can be worth picking up for a year if a first-year-fee waiver is available and you fly Porter often. For broader travel flexibility and stronger point value, transferable points or larger airline coalitions remain the better choice for most Canadians. What these cards are (overview) BMO launched two co-branded Port er cards: the entry-level BMO VIPorter Mastercard and the premium BMO VIPorter World Elite Mastercard. Both earn VI Porter points and unlock Porter-specific perks like priority check-in, priority boarding, and companion discounts. Each card targets different types of Porter customers occasional flyers (base) versus frequent Porter travelers (World Elite). Welcome bonuses (how they work) Both welcome offers are tiered and require significant spend to reach their maximums. VIPorter Mastercard (base) — up to 40,000 VI Porter points: 10,000 points after $3,000 spent in 110 days 15,000…