An RRSP, or Registered Retirement Savings Plan, is a Canadian retirement account designed to help people save for the future while potentially reducing taxable income. If you want a simple way to start (or continue) your retirement savings, the RBC Mobile App makes it pretty straightforward to open an RRSP from your phone. This guide breaks down the exact workflow to set up your RRSP through RBC Mobile, including the choices you will see for how you want to manage your investments. What You Can Set Up on the RBC Mobile App When opening a Registered Retirement Savings Plan (RRSP) on RBC’s app, the process is built around selecting the account type and completing the required verification steps. The app then helps you finalize opening the account. You will generally be able to choose between different ways of managing your investments, such as: Hands-off: RBC InvestEase (pros invest online for you) Middle approach: RBC (managed approach option) Hands-on: RBC Direct Investing (you manage your own investments) The steps below walk through the “hands-on” option, but the navigation is the same…

RBC launched a free version of its Visa Infinite that stands out as a mid-to-high tier credit card with no annual fee. This review takes a detailed look at the offer: welcome bonus, point value, reward categories, insurance, benefits, and who it actually makes sense for. 📌 Quick summary The RBC More Rewards Visa Infinite is a no-annual-fee card aimed at users of the More Rewards program, which is popular in western Canada (especially in Jim Pattison group stores such as Save-On-Foods). It stands out for an easy-to-earn welcome bonus, a simple points structure, and strong returns on select supermarkets and gas. However, its value drops outside the More Rewards coverage area and it lacks travel insurance in its base coverage. HOW TO APPLY 🎁 Welcome bonus details The bonus is 50,000 More Rewards points, structured as follows: 30,000 points after making the first purchase with the card. 20,000 points after spending $500 within the first 3 months. When redeemed for travel, each point is worth 0.43 Canadian cents (0.0043 CAD per point). Therefore, 50,000 points equal approximately $215 CAD…