Applying for the BMO Air Miles World Elite Mastercard is a fully digital process and can be completed online in just a few minutes. Below is a clear step-by-step guide to help you understand how the application works, what information you’ll need, and what to expect after submitting your request. How to Apply: Step 1: Check eligibility requirements Before applying, make sure you meet the basic requirements set by BMO. Applicants generally must be Canadian residents and have reached the age of majority in their province or territory. This card is positioned as a World Elite product, which usually means a higher personal or household income requirement compared to standard credit cards. You should also have a solid to excellent credit profile, as approval is more likely for applicants with established credit histories. Step 2: Visit the official BMO website Go to the official Bank of Montreal credit card page and locate the BMO Air Miles World Elite Mastercard. Review the most current offer carefully, as signup bonuses, annual fee waivers, and promotional details may change over time. Pay close…

A non registered account is an investment account opened with after tax money. Unlike registered accounts that begin with the letter R such as RRSP, TFSA, RRIF and similar plans, a non registered account does not receive special tax sheltering from the government. It is a flexible and taxable investment vehicle commonly used once registered account contribution room has been fully utilized or when liquidity and accessibility are priorities. Specifications: What a Non Registered Account Looks Like Contributions are made using after tax income, meaning there is no tax deduction at the time of contribution. These accounts are typically opened as either margin accounts or cash accounts and may be denominated in Canadian dollars or U.S. dollars. Liquidity is high, as funds can be withdrawn at any time without the contribution or withdrawal rules that apply to registered accounts. Margin accounts allow borrowing against investments if the investor chooses to do so. Investment income such as capital gains, interest, and dividends is taxable, with each type of income treated differently. There is no legal limit on how much money can…