Application Guidance
How to apply for the RBC ION+ Visa
Looking for a straightforward credit card that puts you in control without annual fees or complicated rewards programs? The RBC ION+ Visa is designed for Canadians who value simplicity, flexibility, and digital-first banking. Whether you're building credit, managing everyday expenses, or just want a reliable card with excellent mobile features, the RBC ION+ offers a modern approach to credit. In this guide, we'll walk you through exactly how to apply for the RBC ION+ Visa through different channels, making the process as smooth as possible. Basic Requirements (Who Can Apply?) Before starting your application for the RBC ION+ Visa, it's important to understand the fundamental criteria. Generally, you'll need to meet the following requirements: Be at least the age of majority in your province or territory (18 or 19 years old) Be a Canadian resident with a valid Canadian address Have a valid Social Insurance Number (SIN) Demonstrate a source of income (employment, self-employment, or other verifiable income) Have a reasonable credit history or be building credit Keep in mind that RBC will conduct a credit check as part of…