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Flexiticard
The Flexiti Card is marketed as a convenient way to access 0% interest financing at select Canadian retailers. At first glance, the offer looks attractive: no annual fee, fast approval at checkout, and promotional plans that promise interest-free payments. However, the real story lies in the conditions. If promotional terms are not met, costs can rise sharply. Below, we break down how Flexiti works, the risks involved, and who should or should not consider using it. HOW TO APPLY What Is the Flexiti Card? Flexiti is a point-of-sale financing solution available through a limited network of partner retailers in Canada. Instead of functioning like a traditional credit card used anywhere, it allows customers to: 🛍️ Finance purchases directly at participating stores 📆 Split payments into structured installment plans 💳 Access promotional 0% interest offers for a defined term There is no annual fee simply for holding the card. Approval is typically quick and happens at checkout. How the Flexiti Card Works At its core, Flexiti provides short-term financing tied to participating merchants. Key mechanics include: 🟢 Promotional 0% interest plans…