The Float corporate card is designed for Canadian businesses that need modern spend controls, real-time visibility, and strong accounting automation. Since it is a business card not a personal credit card,the entire application process focuses on company information and does not require a personal credit check or personal guarantee. Below is a complete guide on how to apply, who it is best suited for, how cancellation works, and additional resources to help you get started. How to Apply for the Float Card 1. Start on Float’s official websiteCreate your business account directly on the platform. You’ll need basic company information such as the business name, address, operating structure, and number of employees. 2. Submit business financial detailsThe next step is providing Float with financial information used for underwriting: Annual revenue Cash flow Bank statements or business transaction history Approval for the prepaid plan is almost instant. For the charge card, underwriting is based on business performance—never on personal credit. 3. Choose your preferred funding modelFloat offers two operational formats: Prepaid: funds are deposited in advance Charge Card: spend now and…

MogoSpend is a spending account that uses a reloadable prepaid Visa card called the Mogo Card or Mogo Visa Platinum Prepaid Card. It is offered by Mogo, a Canadian fintech that packages several financial products into a single app: free Equifax credit scores, optional identity fraud protection, loans, mortgage services, crypto trading, and the new spending account. MogoSpend is neither a traditional checking account nor a credit card. It is a modern prepaid alternative designed for people who want to control spending, avoid credit risk, and make purchases with a lower environmental footprint. What the Mogo Card Does Prepaid Visa functionality: Shop online, in store, or by phone anywhere Visa is accepted. The card supports pre-authorized payments (useful for bills, hotel bookings, and car rentals). Visa zero liability protection: Cardholders are not liable for unauthorized transactions. Cash withdrawals: ATM withdrawals are possible, though fees apply. Carbon offsetting: For every dollar spent with the Mogo Card, Mogo will offset one pound of CO2 on the cardholder’s behalf, aiming to reduce the environmental impact of purchases. App controls: Instant spend notifications, cash…