American Express Platinum
The American Express Platinum Card is Canada’s leading premium travel rewards card, offering unmatched airport lounge access, generous welcome points, elite hotel status, and comprehensive travel insurance. Designed for high-end travellers and professionals, it delivers luxury, flexibility, and prestige in one powerful metal card.
Top Features of the American Express Platinum Card
- Earn 2 points per $1 on eligible travel and dining purchases
- Earn 1 point per $1 on all other eligible purchases
- Welcome bonus: Up to 100,000 Membership Rewards points (limited-time; conditions apply)
- Hotel elite status with Marriott Bonvoy™ Gold, Hilton Honors™ Gold, and access to the Fine Hotels & Resorts® collection
- $200 annual travel credit
- $200 annual dining credit (conditions apply)
- Platinum Concierge Service for travel, dining, and lifestyle reservations
- Annual fee: $799
- No additional fee for up to 2 supplementary Gold Cards; Platinum supplementary cards available for $250 each
Generous Welcome Bonus and Earning Rates
New cardmembers can earn up to 100,000 Membership Rewards points as a welcome bonus (limited-time offer, conditions apply). You’ll earn 2 points per $1 spent on eligible travel and dining, and 1 point per $1 on all other eligible purchases—making it easy to accumulate rewards quickly for flights, hotel stays, and more.
Hotel Elite Status and Exclusive Partnerships
The Platinum Card provides Gold status in both Marriott Bonvoy™ and Hilton Honors™, offering upgrades, bonus points, and late checkout where available. Additionally, cardholders can book through the Fine Hotels & Resorts® collection, gaining perks like daily breakfast for two, room upgrades, and guaranteed 4 PM late checkout.
Annual Travel and Dining Credits
To help offset the annual fee, cardholders receive a $200 annual travel credit for bookings through Amex Travel and a $200 annual dining credit (conditions apply). These benefits alone can provide significant value for those who frequently travel or dine out.
Annual Fees and Supplementary Cards
The annual fee is $799, but the value received through points, travel perks, and credits can easily outweigh this cost for frequent travelers. You can also add up to 2 supplementary Gold Cards at no extra cost, while Platinum supplementary cards are available for $250 each.
Why Choose the American Express Platinum Card?
With unparalleled travel privileges, elite status, flexible rewards, and white-glove concierge service, the Amex Platinum Card is built for Canadians who want more from every journey. From airport lounges to hotel upgrades, it transforms everyday spending into exclusive travel and lifestyle experiences.
Who Should Get This Card?
The American Express Platinum Card is ideal for frequent flyers, luxury travellers, and professionals who want premium benefits and are willing to invest in a higher-tier rewards program. If you value comfort, elite travel perks, and personalized service, this card is built for you.
Comparison Table
| Feature | Amex Platinum Card | RBC Avion Visa Infinite | Scotiabank Gold Amex |
|---|---|---|---|
| Annual Fee | $799 | $120 | $120 |
| Welcome Bonus | Up to 100,000 Membership Rewards points | Up to 55,000 RBC Avion points | Up to 40,000 Scene+ points |
| Rewards Program | Membership Rewards | RBC Rewards (Avion) | Scene+ |
| Earning Rate | 2x on travel & dining; 1x on other eligible purchases | 1x on all eligible purchases | 5x on restaurants, 3x on streaming, 1x on others |
| Lounge Access | Yes (Centurion, Priority Pass, Plaza Premium, etc.) | Limited (via Avion travel packages) | No |
| Hotel Status | Marriott Bonvoy Gold, Hilton Honors Gold | No | No |
| Annual Travel Credit | $200 | No | No |
| Annual Dining Credit | $200 (conditions apply) | No | No |
| Concierge Service | 24/7 Platinum Concierge | Limited concierge with Visa Infinite | No |
| Metal Card | Yes | No | No |
| Best For | Frequent travellers and professionals seeking luxury | Travel-focused users loyal to RBC | Budget-conscious travellers & urban users |
Conclusion
The American Express Platinum Card stands out as Canada’s ultimate premium credit card for travellers and professionals who value luxury and convenience. With unmatched lounge access, elite hotel status, concierge services, and annual travel and dining credits, it delivers exceptional value beyond points. While the $799 annual fee may seem high, the benefits easily offset the cost for those who frequently travel or seek elevated lifestyle experiences. If you’re looking to turn everyday spending into exclusive perks and VIP treatment, this card delivers on all fronts.
