How to apply Triangle World Elite Mastercard
The Triangle World Elite Mastercard, issued by Canadian Tire Bank, is one of Canada’s top no-fee premium rewards cards, offering Canadian Tire Money on every purchase, plus valuable travel and protection benefits. The application process is quick and flexible, giving you several ways to apply.
1. Online Application
Visit the official Canadian Tire website and navigate to the “Credit Cards” section. Find the Triangle World Elite Mastercard and click “Apply Now.” You’ll be guided through a secure online form where you’ll need to provide personal, employment, and financial details. Once completed, review the information carefully and submit your application.
2. Triangle Mobile App
If you already use the Triangle App, you can apply directly from your mobile device. It’s a convenient option that also lets you manage your card, check your balance, and track your Canadian Tire Money rewards once approved.
3. By Phone
Prefer personal assistance? Call the Canadian Tire Bank Customer Service team to apply over the phone. A representative can walk you through the steps, answer eligibility questions, and help with submission.
4. In-Store Application
You can also apply in person at participating Canadian Tire, Sport Chek, or Mark’s stores. Bring valid identification and proof of income to complete the application on-site.
Basic Requirements
Before applying, make sure you meet the following requirements:
- Be the age of majority in your province or territory (18 or 19 years old).
- Be a Canadian resident with a valid address.
- Have a minimum annual personal income of $80,000 or a household income of $150,000.
- Maintain a good credit standing with no recent defaults or bankruptcies.
These criteria ensure that applicants are financially stable and ready for a premium-tier product that offers higher limits and elite benefits.
Who the Triangle World Elite Mastercard Is For
The Triangle World Elite Mastercard is ideal for frequent Canadian Tire shoppers or anyone who regularly shops at Sport Chek, Atmosphere, Party City, or Mark’s. It’s designed for people who want to earn rewards fast without worrying about annual fees.
It’s also a great fit for:
- Everyday spenders who value cashback-style rewards;
- Frequent travelers who want built-in insurance coverage;
- Savvy consumers looking for premium perks without the premium price tag.
Cardholders also enjoy the Roadside Assistance Gold Plan, which offers 24/7 towing, flat tire help, and emergency services across Canada a valuable perk for drivers.
How to Cancel the Card
If you ever decide to close your Triangle World Elite Mastercard, you can do so easily:
- By phone: Call the Canadian Tire Bank customer service line to request account closure.
- In the app: Log into the Triangle App and submit a digital cancellation request.
- In person: Visit any Canadian Tire store and ask a representative to assist.
Before canceling, make sure to:
- Pay off any outstanding balance;
- Redeem your remaining Canadian Tire Money;
- Download recent statements for your records.
FAQ
1. Does the Triangle World Elite Mastercard have an annual fee?
No even though it’s a premium card, there’s no annual fee at all.
2. How much can I earn in rewards?
You’ll earn 4% back in Canadian Tire Money on purchases at Canadian Tire and partner stores, plus 1.5% back on all other eligible purchases.
3. Is travel insurance included?
Yes! Cardholders get emergency medical, rental car collision, and baggage insurance — perfect for travelers.
4. Can I track my rewards?
Absolutely. The Triangle App shows your real-time reward balance and spending history.
5. How long does approval take?
Most applicants receive an instant decision, though some may need to provide additional documentation.
Final Thoughts
The Triangle World Elite Mastercard stands out for its combination of high-value rewards, no annual fee, and travel protection, making it one of the best everyday cards in Canada. Whether you’re fueling up, shopping for home essentials, or planning a trip, every purchase gets you closer to meaningful rewards.
If you’re a frequent shopper at Canadian Tire or any of its partners, this card can easily become your go-to option offering savings, convenience, and premium-level perks all in one place.
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