How to apply TD Aeroplan VISA Infinite Privilege?
The TD Aeroplan VISA Infinite Privilege Card is a premium travel credit card designed for frequent flyers who want to maximize their Aeroplan Miles and enjoy exclusive travel perks. Applying for this card requires meeting specific income and credit criteria, as well as completing a simple online application through TD Bank. Below, you’ll find a clear overview of the steps and requirements to apply successfully.
Who Is This Card For
The TD Aeroplan VISA Infinite Privilege Card is ideal for frequent travelers, especially those who often fly with Air Canada or its Star Alliance partners. It’s suited for individuals who value premium benefits like airport lounge access, priority check-in, comprehensive travel insurance, and accelerated Aeroplan point earnings on every purchase.
Who This Card Is Not For
The TD Aeroplan VISA Infinite Privilege Card may not be the best option for those who travel infrequently or prefer a no-fee credit card. Its high annual fee and premium income requirements make it less suitable for people who don’t fully take advantage of travel perks like lounge access or flight rewards.
Step-by-step instructions to apply
The TD Aeroplan Visa Infinite Privilege card is a premium travel rewards card with a high annual fee and generous benefits. Here’s how to apply, along with important considerations:
How to Apply:
- Online:
Visit the TD Bank website and go to the Credit Cards section.
Locate the TD Aeroplan Visa Infinite Privilege Card and click “Apply Now.”
Complete the online form with your personal, financial, and employment details.
Finally, review your information carefully and submit your application for processing.
- By Phone:
Call the TD Credit Card Application Line at 1-855-315-4325 to apply by phone.
A TD representative will assist you step by step through the application process and answer any questions you may have.
- In-Branch:
Visit your nearest TD branch and speak with a banking specialist in person.
They’ll help you complete your application and provide guidance or clarification on any questions you might have.
How to use it strategically
- After one or two years, reassess whether the card’s ongoing fee is justified by actual usage. If not, consider closing or downgrading, while keeping other long-term cards open to minimize credit impact.
- Open the card only when able to meet the signup spending thresholds using regular, planned expenses.
- Redeem Aeroplan points primarily for flights to extract the ~2.23 cents per point value.
- Use lounge access and travel insurance while the card is active to squeeze more value from the annual fee.
Personal Reflection and Recommendation
Reflecting on my journey from the TD First Class Travel Card to the TD Aeroplan Visa Infinite Card, it’s clear that the latter offers superior value for travelers looking to maximize their points and benefits. While personal preferences play a role, the Aeroplan card’s perks and redemption flexibility make it a compelling choice for frequent flyers.
Final Thoughts
The TD Aeroplan VISA Infinite Privilege Card is an excellent short-term play for frequent travellers who can meet the sign-up spend and redeem Aeroplan points for travel. The sign-up bonus alone (115,000 points) represents substantial travel value and easily offsets the first-year fee. However, for those who do not travel frequently or cannot meet the spending requirements, the card is likely not worth the high annual fee.
In summary: consider this card if travel is a core part of life and the sign-up thresholds are achievable. Use it aggressively for the first year or two to capture the bonus and perks, then reassess whether the ongoing fee makes sense given personal travel habits and other cards in the wallet.
You will be redirected to the bank’s website
