Published 01/13/2025 Updated 07/30/2025 | BeCred

RBC WestJet World Elite Mastercard

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Issued by Royal Bank of Canada (RBC), this premium credit card earns WestJet dollars on everyday spending and provides exclusive perks when flying with WestJet. Whether you fly for business or vacation, the card helps reduce your travel costs and gives you access to valuable extras like free baggage, travel insurance, and a companion voucher every year.

HOW TO APPLY

Top Features of the RBC WestJet World Elite Mastercard

  • Free first checked bag for the primary cardholder and up to 8 guests on the same WestJet reservation
  • Earn 2% in WestJet dollars on WestJet flights or vacation packages
  • Earn 1.5% in WestJet dollars on all other everyday purchases
  • Welcome bonus: Earn up to 450 WestJet dollars (conditions apply)
  • Annual companion voucher: Travel anywhere in Canada or the U.S. (excluding Hawaii and Alaska) from $119 CAD base fare
  • Exclusive access to WestJet travel offers
  • World Elite Mastercard benefits, including concierge, luxury hotels, and more
  • Annual fee: $119
  • Additional cards: $59 each

Rewards Program

The RBC WestJet World Elite Mastercard offers a robust rewards program tailored for frequent travelers and WestJet loyalists. Here’s how you can maximize your benefits:

  • Earning Points
    • Earn 2% back in WestJet dollars on WestJet flights and WestJet Vacations packages.
    • Earn 1.5% back on everyday purchases.
    • Your WestJet dollars never expire, and there are no blackout dates for redemption.
  • Redeeming Points
    • Redeem your WestJet dollars to pay partially or in full for WestJet flights, WestJet Vacations, or Sunwing Vacations packages – including taxes and fees.
    • Enjoy Member Exclusive fares with added discounts when you use your WestJet dollars to cover the full base fare. Available for Economy, Premium, and Business seats.
  • Status Lift
    • For every $5,000 CAD you spend on the card, you’ll receive a $200 CAD qualifying spend boost toward WestJet status.
    • Earn up to 50 boosts per year – enough to reach Platinum Status, unlocking benefits like priority services, complimentary seat selection, upgraded earning rates, and lounge access.
  • Annual Companion Voucher
    • Every year, get a round-trip companion voucher for travel with WestJet:
      • Within Canada or to the continental U.S. (except Hawaii): from $119 CAD
      • To Hawaii or Mexico: from $399 CAD
      • To other WestJet destinations: from $399 CAD
    • Alternatively, you can exchange the voucher for 4 lounge passes.
  • Free First Checked Bag
    • The primary cardholder receives one free checked bag on WestJet flights – also extended to up to 8 guests on the same reservation.

Additional Features

The RBC WestJet World Elite Mastercard offers several valuable perks beyond just earning points. You can save instantly on fuel at Petro-Canada by linking your card, getting 3 cents off per liter and earning 20% more Petro-Points. When shopping at Rexall, linking your card to the Be Well program allows you to earn 50 points per dollar spent on eligible products, which you can redeem for savings in-store. DoorDash users enjoy a 12-month complimentary DashPass subscription, giving free delivery on orders over $15 when paying with this card. You can also lock your card temporarily anytime through the RBC Mobile app for added security. The card includes broad insurance coverage such as travel medical, trip interruption, hotel burglary, rental car protection, and purchase protection. For airport lounge access, cardholders benefit from the Mastercard Travel Pass program with access to over 1,300 lounges worldwide, can exchange their annual companion voucher for four WestJet lounge passes, or gain lounge access by achieving WestJet Platinum or Gold status through the Status Lift program. Additionally, you’ll find Mastercard Travel Rewards, various cashback offers, and special benefits on popular subscription services and on-demand apps.

Why Choose the RBC WestJet World Elite Mastercard?

This card is ideal for Canadians who fly WestJet often and want to maximize savings through free baggage, flexible rewards, and companion travel. With no blackout dates, a straightforward earn structure, and valuable travel coverage, it’s one of the best airline cards in Canada.

Discover the PC Financial Mastercard

Earn PC Optimum™ points on everyday purchases like groceries and fuel. Apply for the PC Financial Mastercard and start earning rewards wherever you shop.

APPLY NOW * You will remain on the current website

Conclusion

In summary, the RBC WestJet World Elite Mastercard goes beyond just earning travel points by offering a range of practical benefits that enhance everyday spending and travel experiences. From fuel savings and retail rewards to comprehensive insurance and premium airport lounge access, this card provides excellent value for frequent travelers and loyal WestJet customers. Its combination of rewards and added features makes it a strong choice for those looking to maximize their travel perks and enjoy peace of mind on the go.

HOW TO APPLY

Credit card approval in Canada typically depends on your credit score, income, existing debts, and credit history. Lenders review your financial profile to determine whether you qualify and what credit limit they can offer.

Many basic credit cards can be approved with a score around 600 or higher. Premium cards may require a stronger score, often above 700. Some secured credit cards are available for people with little or no credit history.

Yes. Many Canadian banks offer special credit card programs for newcomers who may not yet have a Canadian credit history. These programs often include starter credit limits to help build credit over time.

You can build your credit score by paying your balance on time every month, keeping your credit utilization low, and avoiding missed payments. Responsible use over time helps strengthen your credit profile.

Paying the minimum keeps your account in good standing, but interest will continue to accumulate on the remaining balance. Over time this can increase the total amount you pay for your purchases.

Some credit cards charge annual fees in exchange for rewards, travel benefits, or higher credit limits. However, many Canadian banks also offer no-fee credit cards with basic features and cashback options.

CREDIT CARD

Discover the PC Financial Mastercard

Earn PC Optimum™ points on everyday purchases like groceries and fuel. Apply for the PC Financial Mastercard and start earning rewards wherever you shop.

APPLY NOW * You will remain on the current website

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