Published 11/11/2024 Updated 06/12/2025 | BeCred

How to apply for Scotiabank Passport Visa Infinite?

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Ah, so you’re aiming for the Scotiabank Passport Visa Infinite, eh? Fancy! That one comes with some pretty sweet travel perks, if I remember correctly.

Here’s how you can get your hands on it:

Scotiabank’s website is your first stop: Hop on over to scotiabank.com and find their “Credit Cards” section. They’ve got a ton of cards, but you’re looking for the Passport Visa Infinite. It might be under a “Travel” or “Premium” category.
Read the fine print: Before you jump in, take a look at the details. See what the annual fee is, what kind of rewards you get, and all those important details. Make sure it aligns with your spending habits and travel goals.
“Apply Now” is the key: Once you’re ready to go for it, find that “Apply Now” button. It’s usually pretty prominent, maybe even a different color to catch your eye.
Application time: Alright, get ready to share some info. They’ll ask for the usual suspects: your name, address, income, employment details, all that good stuff. Have it all handy so you can breeze through the application.
Credit check: Scotiabank will want to check your credit score to make sure you’re a good candidate for this card. Hopefully, your credit history is looking sharp!
Submit and wait: Once you’ve filled everything out and double-checked it (seriously, always double-check!), hit that submit button and cross your fingers.
The waiting game: Now it’s up to Scotiabank. They’ll review your application and let you know if you’re approved. Hopefully, you’ll be jet-setting with your new card in no time!

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You will be redirected to the bank’s website

Credit card approval in Canada typically depends on your credit score, income, existing debts, and credit history. Lenders review your financial profile to determine whether you qualify and what credit limit they can offer.

Many basic credit cards can be approved with a score around 600 or higher. Premium cards may require a stronger score, often above 700. Some secured credit cards are available for people with little or no credit history.

Yes. Many Canadian banks offer special credit card programs for newcomers who may not yet have a Canadian credit history. These programs often include starter credit limits to help build credit over time.

You can build your credit score by paying your balance on time every month, keeping your credit utilization low, and avoiding missed payments. Responsible use over time helps strengthen your credit profile.

Paying the minimum keeps your account in good standing, but interest will continue to accumulate on the remaining balance. Over time this can increase the total amount you pay for your purchases.

Some credit cards charge annual fees in exchange for rewards, travel benefits, or higher credit limits. However, many Canadian banks also offer no-fee credit cards with basic features and cashback options.

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