Scotiabank SCENE Visa

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People are satisfied with the ScotiaBank Scene Card and its benefits, with someone mentioning their disappointment in the recent changes to the program.

The Scotiabank SCENE Visa Card is a rewards credit card that offers great value for frequent moviegoers and specific spending categories. Earn 2 SCENE points per $1 spent at Cineplex, groceries, dining, gas, transit, streaming, and home hardware, and 1 SCENE point per $1 spent on all other purchases. Redeem SCENE points for Cineplex movie tickets, gift cards, travel, merchandise, and more. Earn up to 7,500 SCENE points in the first 3 months and enjoy no annual fee. This card is perfect for those who want to earn rewards on everyday spending and love going to the movies.

Is the Scotiabank SCENE Visa Card Right for You?

The Scotiabank SCENE Visa Card is a good option for Canadians who:

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  • Frequently shop at Sobeys, Safeway, Foodland, or Home Hardware
  • Enjoy going to the movies at Cineplex
  • Want a rewards card with no annual fee
  • Value travel insurance and purchase protection

However, if you’re looking for the best cashback rewards on groceries, the American Express Simply Cash® Card is a better option.

What are 3,000 SCENE points worth?

  • The value of SCENE points can vary depending on how you redeem them. For example, 1,000 SCENE points are worth approximately $10 when redeemed for movie tickets, but they may be worth less when redeemed for other rewards.
  • The Scotiabank SCENE Visa Card does not offer a sign-up bonus for new customers.
  • The card’s interest rate is variable and can change at any time.

Overall, the Scotiabank SCENE Visa Card is a solid rewards credit card with a variety of benefits. However, it’s important to compare it to other cards on the market before making a decision.

Here are some additional examples of how to use the Scotiabank SCENE Visa Card to maximize your rewards

  • If you spend $100 per month on groceries at Sobeys, you’ll earn 200 SCENE points. These points can be redeemed for a $2 movie ticket at Cineplex.
  • If you spend $500 per month on home hardware purchases, you’ll earn 1,000 SCENE points. These points can be redeemed for a $10 gift card to your favorite retailer.
  • If you book a flight with the Scotiabank SCENE Visa Card, you’ll earn 1.5x SCENE points on your purchase. These points can be redeemed for travel rewards, such as hotel stays or car rentals.

By using the Scotiabank SCENE Visa Card strategically, you can earn valuable rewards that can save you money on everyday purchases and travel expenses.

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How the Scotiabank SCENE Visa Card Compares to Other Cards

FeatureScotiabank SCENE® Visa CardAmerican Express Simply Cash® Card
RewardsSCENE® pointsCashback
Earning Rate2x points on groceries, home hardware, and Cineplex; 1x points on all other purchases4% cashback on groceries, 2% cashback on gas and transit, 1.5% cashback on all other purchases
Welcome BonusUp to 7,500 SCENE® points$100 cashback
Annual FeeNoNo
Travel InsuranceYesNo
Purchase ProtectionYesYes
Extended WarrantyYesYes

How to get a Visa card from Scotiabank?

There are a few ways to apply for the Scotiabank SCENE Visa Card:

Online

  • Visit the Scotiabank website
  • Click on “Apply Now”
  • Complete the online application form with your personal and financial information

In-Branch

  • Locate your nearest Scotiabank branch using their online branch locator.
  • Schedule an appointment or visit the branch directly.
  • Bring any necessary identification and income documents.
  • A representative will assist you in completing the application process.

Over the Phone

  • Call Scotiabank’s customer service line at 1-800-472-6842
  • Inform the representative you’d like to apply for the SCENE Visa Card and provide them with the necessary information.

Eligibility Requirements

To be eligible for the Scotiabank SCENE Visa Card, you will generally need to meet the following requirements:

  • Be a Canadian resident
  • Be the age of majority in your province or territory
  • Have a good credit history
  • Meet minimum income requirements

To increase your chances of getting approved for the Scotiabank SCENE Visa Card, ensure you meet the eligibility criteria, which includes being a Canadian resident of the age of majority with a good credit history and sufficient income. Maintain a clean credit report by making timely payments on your existing debts and keeping your credit utilization ratio low. If you have a limited credit history, consider applying for a secured credit card to build your credit score first. Before applying, carefully review the card’s terms and conditions, including fees, interest rates, and rewards structure, to ensure it aligns with your financial needs and spending habits.

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